Yvonne, it is best that you talk to a mortgage person so that he or she can review all of your details. I think it will depend on if you were unemployed for a period of time between the jobs as well as your credit score and your income to debt ratio. Deanna Valeo with Cunningham and Company is great at getting people loans that others can't . You can reach her at 704-366-7711 office or 704-488-1421 mobile. Be sure to tell her that I told you to call! When she says you are ready to buy a house, please contact me! If you are first time buyer and can qualify to purchase before June 30th, then you need to get a home under contract by April 30th to qualify for the tax credit of up to $8,000. A lot of people don't realize that $8,000 is a refundable credit which means you can actually get an $8,000 tax refund, meaning $8,000 cash in your pocket! Call Deanna tomorrow and let me know what she tells you!
Coldwell Banker United, Realtors
Licensed in NC & SC