Asked by Thaicheeks, Grand Prairie, TX • Tue Jan 15, 2013
Is there anyway I can I get a conventional loan with 20% down payment for a primary residence? I found out that the waiting period for an FHA loan is 3 years after a short sale. But could I get a conventional loan after 2 years? Even though I did a short sale my credit is still decent, my credit score is in the mid to high 600 last time I checked. And my husband's credit score is in the mid 700s. What is the waiting period for a conventional loan? Is it longer than an FHA loan or shorter even though I have 20% down?
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