Asked by Danielle, Lititz, PA • Fri Mar 13, 2009
application, sent them all of our documents and they sent us a copy of our loan documents to sign and send back. We paid for our appraisal and the night before the appraiser was to come, the lender called and said that they overlooked a new law regarding homes that were purchased less than 12 months ago. They are claiming that they won't complete our refinance (even though I have all of the documents from them already). Can they do this even though I have all the documents to prove that we were approved and well into the refinance process. The lender currently holds our mortgage and was well aware the we only purchased our home 6 months ago e. But now at the end of the process, she realized she made a big mistake in her terms. Do I have any legal rights to get this refinance or at least make them lower my rate to what I was quoted if they are legally not allowed to refinance it? Please help! This would have saved us $200/month (almost 2% lower rate than our current mortgage rate)
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