I need to speak with a person real state to help me with my mortgage tel 954-812-0056

Asked by Maria, Plantation, FL Tue Aug 31, 2010

Mu loan is with You Institution. I just need to know if you any program to help me out to reduce my insterest and the monthly payment since my salary is less. My house own you #132,000.00 the value in the market is now $86,000.00 I can not refinance I know that maybe you have some program to help out.
thank you. Maria T Madera

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Wed Sep 1, 2010
You need to get a modification done. First thing is to contact your bank, they will help you with it. Good luck!

Elena Ollick
Amerivest Realty
Faith Home Loans
skype: napleshomes http://www.andrewollick.com/realestateblog
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Debra B Albe…, Agent, Port St Lucie, FL
Wed Sep 1, 2010
Try out this website:
It has helped many people know their options.

Debbie Albert, PA
Coldwell Banker Residential
Web Reference:  http://www.ronanddebbie.net
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Linda Cowen, Agent, Plantation, FL
Tue Aug 31, 2010
Hi Maria,
Banks are working with their borrowers to help them do a loan modification. This is where the bank will reduce your interest rate so that your payments will be less. I warn you that it's a lenghy process because the banks are overwhelmed with loan modification and short sale applications. With patience many people are getting some relief. I would give your lender a call and tell them that you are interested in a LOAN MODIFICATION. They will most likely send you a package that needs to be completed. Follow through with the process and see where it takes you. If you are denied a loan modification, please give me a call and I'll tell you how you can request a short sale from your lender. It is a process where your lender will let you sell your home for less than is owed on it. If you want to stay in your home a loan modification is your best route. if you decide that you want to sell, a short sale is the direction you want to take. Please don't hesitate to call with any questions that you may have....I'll be happy to help in any way that I can. Linda Cowen Keller Williams Partners Realty 954-804-4371 or email at LindaCowen@KW.com
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