I suggest that you find another mortgage broker, get your deal completed and move on with your life.
In the end, suing will just create more hate and discrimination, and that is something that we all would rather live without. No one will win but the lawyers anyway.
Sorry to hear you have had difficulties. The decision to sue is yours. Since I am not a lawyer myself, I cannot tell you whether your case has merit or is winnable. That being said, I do know a very good lawyer that is familiar with mortgage and banking law and could probably give you a straight answer on whether the case is worth bringing. Her name & contact info are below:
MICHELE A PETERS
545 Eighth Ave., Suite 1270
New York, NY 10018
Let me know if I can be of further service.
WEICHERT,REALTORS - House & Home
609 Kappock Street
Bronx, NY 10463
(718) 432-5000 (Office)
(718) 432-2091 (Fax)
(917) 974-2600 (Cell)
If you submit a loan application anywhere the lender is required by law to give you a response in writing giving you specific reasons for declining your application. Here is a good document on Fair Lending, section 2 talks about complaints and enforcement. http://www.rdmesq.com/downloads/CH_20_-_FAIR_LENDING_LAW.pdf
You can also contact the NY Banking Department http://www.banking.state.ny.us/ and get their advice on the matter.
But ultimately, switch lenders and get your deal done if you have all your documents in order.
Best of luck,
The NYC Human Rights Law prohibits housing discrimination in New York City based on a person's real or perceived race, color, national origin, gender (including gender identity and sexual harassment), creed, disability, sexual orientation, marital status, partnership status, alienage or citizenship status, age, lawful occupation or because children may be or will be residing with you.
You should contact the Human Rights Commission. They will take the case if they think it is discrimination.
You can contact them at 212 306-7450.
917 776 2977