Asked by Bernie67, 94133 • Thu Sep 29, 2011
The loan is approx $1.53m, value approx $2.0m. I can pay down the loan so it's under $1.5m. I'm having problems in one area: debt/income ratio. With just me, the ratio is 60%. My wife, however, works from home - she just went back to work after taking about a year off to take care of our newborn. If her income is included, it's 48%. She has contracts that will have her working through next summer. Both of us have credit scores above 750. Any ideas/leads on a lender that will talk to us, let me know - thanks.
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