Hi Ragh. While the mortgage industry has tightened significantly in recent months, various loan programs exist. As is noted by my colleagues, programs vary with each lender and typically depend on your income, credit score, etc.
I work with three phenomenal mortgage people.....one with Wells Fargo, one with First American Mortgage and another with Mortgage Mobility. Please email me (Judy.May@Century21.com) or call me direct (610) 324-5240 and I would be happy to give you their contact information. If an 80-10-10 is possible, I'm certain one of these three could help you!
Good luck with your home search. You've chosen a GREAT time to buy. (If you haven't yet hired a Realtor, please take the time to do so....start by interviewing 2-3 Realtors and see who you "click "with.....and who you trust. You need someone who is a skilled negotiator and someone experienced who can guide you through the homebuying process. I'd appreciate the opportunity to EARN your business, if you are still looking to hire a buyer's agent for yourself. You can learn more about me at http://www.JudysFineHomes.com.
Don't hesitate to call me at (610) 324-5240 with any additional questions you may have.
Judy May, Esquire, REALTOR
"A Refreshingly Different Real Estate Experience"
CENTURY 21 Alliance
2828 Audubon Village Drive
Audubon PA 19403
O: 610.666.0202 . x. 226
Search THOUSANDS of homes!