I'm a signal mother of two and I'm trying to get my credit together to buy a home in the future.I Im about to

Asked by Demetria, Sat Feb 16, 2008

pay off my car in three mos. but I have a student loan of $5000 I have recently started making small payments on it what should I do to prepare. My credit score is 600

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Patrick J. T…, , Charleston S.C.
Sat Feb 16, 2008
Hi Demetria,

It's great to hear your moving forward to buying your home. The first thing I would do is have a credit check down on yourself. It's free if you go to http://www.annualcreditreport.com. Second I would close all open accounts (on your credit score) that you do not use anymore. Then I would cancel and close (you must do both) all credit cards except for one. Do everything you can not to be late on payments. This includes utilities. Open a checking account if you do not have one.

This is a start but a good one.

I wish you lots happiness in the future.

Patrick J Tivnan
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