Hi, you could qualify with FHA, please email me for my preferred mortgage brokers who I work with. They can also help you with credit repair if necessary.
Another option is to consider seller financing. If you have a small downpayment, then some seller will be willing to finance the property to you themselves. Not every home available can be bought this way, but every day more and more sellers are offering this type of financing to get a home sold.
Depending on why your credit is poor, you could seller finance for 1-5 years until your score is good enough to get a conventional refi. If this is of interest to you, please contact me to discuss.
As for the other poster who said you shouldn't be allowed to get a home simply because your score is low, that is disappointing to see someone with that viewpoint. There are many reasons why someone's score is low, and not all of them mean you are unfit for home ownership or a bad credit risk. Keep smiling!
P.S. Yes, as a Realtor my job ios to help people buy and sell houses. While I guess this means I have a vested interest, it also means I am qualified to review a person's situation and see if I can help them make a responsible choice. I also own a property management company and rentals, so I do understand that not everyone is ready for homeownership. Cheers.