Asked by Chris, out of the country presently • Thu Jan 24, 2008
My situation is as follows. I am a licensed K-12 teacher who is moving to The Triad in June 2008. I will not have a job at first, but I am confident that I will be hired in my field by September 2008. Also, I have been employed full time for the past 4 years as a university teacher in the UAE (Dubai). I will want to buy a house soon after moving to the Greensboro area - by December 2008 at the latest, even earlier if possible. Unfortunately, I have a poor credit rating/score. On the plus side I can swing 110K down payment no problem myself. My price range for 3/2.5 house is 130K to 170K. Does anyone believe the fact that I have such a large down payment will help banks or mortgage companies see their way through to lending me 20K t0 60K despite my less than stellar credit score and despite me being a "new employee" at a Guilford County school???
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