One of the requirements for an actual preapproval is that your income and debts are verfied and calculated. That said, your lender should have told you what your max loan amount is. Call him/her for clarity.
Hi Janice, Is your question will you be able to buy the house? Are you concerned about down payment? If you give me a call 574-361-3655, we can look at all of your concerns. We should be able to work something out.