In all transactions you get what you pay for. If you hired a lawyer you would not pay for the cheapest lawyer which is a public defender. If you have700+ credit I suggest you get a quote from your local bank. If you have a checking account savings and agree to ETF Mortgage Payments banks such as Wells Fargo, Bank of America will give you a better rate with less to no cost. Buyer be aware no closing costs means higher interest rate. It may only be an eighth, but over time they got paid for your so called deal. I am a Realtor and Loan Officer. Whether you go to a retail Bank or use a Wholesale Broker you will pay something. You need to go with someone who you can trust. If you are buying a home typically the seller chooses the Escrow company. You should ask for Seller concessions to pay for the escrow fees. Most escrow fees are competitive. We are at a point when the high fee companies are out of business.
If you have any questions, or would like for me to quote you some reasonable fees. Email me some details. I think some figure is missing from this total.
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