I am 2 yr out of a bankruptcy, when can I start into finding financing to purchase a home again?

Asked by Jeremy.r.gatt, Whitmore Lake, MI Fri Jun 15, 2012

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Andy Hargrea…, Agent, Plymouth, MI
Fri Jun 15, 2012
Generally speaking, it is 2 years from your discharge date to be eligible.
If you've been proactive with rebuilding your credit, you'll likely qualify for a loan now.
Most lenders are using a minimum 640 credit score to qualify, so keep that in mind.

If you want some loan advice and seek a referral, feel free to email me or look me up and I will point you in the right direction.

Enjoy your weekend!
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Edyta Gryc, Agent, Naperville, IL
Fri Jun 15, 2012
Min. 2 years from the discharge. It will depend on the lender, your current financial situation etc.
I suggest that you get an advise from the mortgage broker. He/she can analyze your situation and guide you in the right direction

Good luck!
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