I am 2 yr out of a bankruptcy, when can I start into finding financing to purchase a home again?

Asked by Jeremy.r.gatt, Whitmore Lake, MI Fri Jun 15, 2012

Help the community by answering this question:

+ web reference
Web reference:


Andy Hargrea…, Agent, Plymouth, MI
Fri Jun 15, 2012
Generally speaking, it is 2 years from your discharge date to be eligible.
If you've been proactive with rebuilding your credit, you'll likely qualify for a loan now.
Most lenders are using a minimum 640 credit score to qualify, so keep that in mind.

If you want some loan advice and seek a referral, feel free to email me or look me up and I will point you in the right direction.

Enjoy your weekend!
0 votes
Edyta Gryc, Agent, Naperville, IL
Fri Jun 15, 2012
Min. 2 years from the discharge. It will depend on the lender, your current financial situation etc.
I suggest that you get an advise from the mortgage broker. He/she can analyze your situation and guide you in the right direction

Good luck!
0 votes
Search Advice
Ask our community a question
Financing in Livonia Zip Codes

Email me when…

Learn more