I have been a member of USAA for 19 years.. great company. I have been a lender for 16. Here is the deal. I have EVERYTHING with USAA, auto, home, life, investments... like I said, amazing company, i get it.
when it comes to home mortgages, I not only beat their fees, but also their rates by at least a 1/4 point on a regular basis. Like I said, they are amazing, and I am a current member... but home mortgages are not their sweet spot.
In addition, when it comes to HomePath and FannieMae foreclosures, give yourself options. FannieMae only licenses a FEW lenders to originate and handle the HomePath Renovation loans. My company is licensed across the country to do so, which proves we have their trust and are a cut above. We are also a direct VA lender, as well as direct everything else, as we are a bank.
Lastly, I was a green beret and helicopter pilot in the army, so I have a soft spot for fellow service members.
Thank you for your service. Should you want to check your options, feel free to give me a buzz... I would be delighted to help.
(CW2 Brent Kluge)