I would suggest a mortgage broker who deals with 30+ banks.
The big banks like Bank of America and Wells-Fargo are going to have similar rigid policy and not be very creative in helping you.
To that end I would suggest this mortgage broker:
Mark C. Kach
Sentrix Financial Services
941.313.4000 (c) 703.574.3644 (o) 941.893.3274 (f)
I will give him a heads up that you might be contacting him for quote(s) and ideas.
If you are wanting to pull cash out of your real estate, possibly this is good time to sell one or more of your properties.
Our market is hot, inventory is low and prices are increasing.
Recent published numbers show that sellers are getting 95.6% of asking price.
For deeper stats see this Sarasota Association of Realtors Dec. article: http://www.sarasotarealtors.com/Dec2012Stats.pdf
If you want expert help feel free to contact me I have other valuable resources.
Best regards and Happy Holidays,
Stephen "Albert" Wooster - Realtor, P.A.
Allen Real Estate Services, Inc.