How a foreigner can get a loan to buy a house in S.D.?

Asked by , Sat Feb 14, 2009

I target to buy condo for $200000 in San Diego. Could pay $100000 as downpayment.
How hard to get a loan for the rest.
My permanent residence is in Moscow Russia. And I am naturalised US citizen. No credit history.

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Kari Shea, Agent, San Diego, CA
Tue Feb 17, 2009
Good day to you,

You may or may not find the answer you seek here. However, you will not know until you contact some lenders and find out for certain.

Best of luck,

Mark and Kari Shea
San Diego Real Estate Experts
REO, Short Sale & Investment Properties,
Development Sales & Traditional Real Estate
0 votes
Marty S, , Irvine, CA
Tue Feb 17, 2009
With that kind of downpayment, you should not have an issue. Sit down with a mortgage vroker to discuss.

I am a mortgage broker. If I can be of service, please let me know!

Martin Smith

Precision Funding
877-238-6324 Ext 704
877-238-6324 FAX
0 votes
Nick Rhea, , San Diego County, CA
Mon Feb 16, 2009
Hello Poweron,

You shouldn't have any difficulties obtaining financing. My brokerage works with lots of out-of-town real estate investors. Please reach out to us if you would like some assistance.


Nick Rhea, MBA, Broker
Bombora Investments, Inc
0 votes
Becky Bensus…, , San Diego, CA
Sat Feb 14, 2009
With that kind of a downpayment and also a being a US citizen I don't think you would have a problem. If you need us to recommend you with a loan officer, we would be happy to do that. Also, if you want to find a condo in the price range you are looking for, go to our website and you could access the MLS (Multiple Listing Service) right away and search. If we can help you out in your purchase, again, we would be delighted. Good luck in your search.
0 votes
Jacqueline W…, Agent, Irvine, CA
Sat Feb 14, 2009
Jennie Norris at Bank of America can help can reach her at 949-292-0420. She has helped several of my overseas Clients and done a great job. Let her know that I referred you and she will take good care of you.
0 votes
Jackie, , Santo, TX
Sat Feb 14, 2009
With 50% down, it should not be a problem. I know several lenders that would do this deal.

I can get you in contact with them, to get a pre-approval in place.

What areas of San Diego are you interested in? I know of several nice areas that you could get what you are looking for easially.

You can get lots of free search engines on my website and I would be happy to discuss with you what needs to be done.

Jay Gedanken
Broker Associate
PineappleHut Realty
0 votes
Birgit Dugan, , San Diego County, CA
Sat Feb 14, 2009
Your first stop before you start looking is to contact a Home Loan Specialist. I have a lender with many years experience that could answer your questions and get you started. His name is Doug Fujikawa 858-414-0990. Good luck!
Birgit Anglin
Windermere Exclusive Properties
0 votes
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