It is not easy getting a loan these days. I have been helping families buy and sell homes in San Diego since 1987. I have worked with many lenders over the years,,,some good, some bad and a very few were excellent. I recommend Marsha Lenyk. We have kind of grown up in the real estate business together. I have worked with Marsha since 1989 and she has always come through. She is knowledgeable, thorough, thoughtful, honest and tenacious. Call Marsha at 619-992-1504. Tell her that Steve Campbell sent you!