620-639 credit score programs requires additional qualifying that above 640 does not require. Additionally, the higher the score the more down payment assistance programs the borrower
most likely would be eligible for and less scrutiny from the underwriter. These days, keep it
simple..... take the time to get the higher credit score and increase your close ratio to 100%.
I love scenarios so feel free to contact me further at:
Gerard Dickson, Atlanta Ga.
Sr. Mortgage Banker
Apply Online: http://www.loansouth.com/gdickson
Competitive interest rates, local seasoned underwriting, never miss a closing date!