Mario, you can work with a lender that only does business in Illinois, or like Michael Cheng recommended, do business with a lender/loan officer who does business in both states. The main difference would be the time zone they are in - as Illinois is 2 hours ahead of us in California, which if you like to do business after 5PM, that would be 7PM Illinois time, and you may find your loan officer options limiting. I routinely work until between 7-9PM depending on that nights activities, so there is a good chance that loan officers in Illinois would do the same. I also do business in both Illinois & California (as well as all other 48 states) so if you'd like help going over their options I'd be happy to help. If we can't come up with a proper solution then I'd be able to recommend you to a loan officer in Illinois who could potentially offer additional options.
Shane Milne | Lending in all 50 states | NMLS #81195