I work for Universal Acceptance, a 26 year old local company. We provide all types of business financing including down payment loans, expansion, start up, SBA loans and unsecured signature loans. We have been providing creative financing for many years.
We have a very simple program that can provide you with a loan, unsecured, from $5,000-$250,000. We provide stated, no document business loans for start up ventures as well as investment property loans. We consider someone who buys an investment property to be in business. You would be able to finance the repairs/upgrades.
You should have at least a 620 credit score but higher is better. We do allow a co-signer so even if the credit score isn't perfect we would still love to talk to you.
A couple of notes: we base the loan completely on your credit. Some of the things that will be looked at are debt ratio, how long your credit history is and if you have a lot of new credit. We have to feel you have the ability to repay the loan. Also, we can't loan to those that have had bankruptcies. This is not a hard money loan it is a business loan. This is basically a stated loan and as you know there is nobody doing those anymore.
If you or someone you know could use a loan for a home, business expansion, operating capital, business startup or for almost anything let us prove to you just how good we really are. You're welcome to contact me anytime.
Hope to work with you soon,