Of course, there were a lot. You just have to be patient. The loan Modification Process is based on HARDSHIP, and that you can still afford paying the NEW Mortgage terms. If you have these two things together, then your bank will approve you with your Loan Modification.
Definately! I can give you a free consultation to determine what your options are. Please call me at 209-298-0481 or email me at firstname.lastname@example.org. Loan modifications are my specialty and I have been succesful here in Tracy.