Asked by April Schmitz, River Falls, WI • Sun May 16, 2010
Hello, We met with our lender to go over the GFE and the one we received in the mail is different than what we discussed. The lender said our loan had no prepayment penalty. I remember because this was very important to me becase our home we are purchasing is a duplex, so we were required to take a 6.8% loan in order to get financed so we were going to refinance in 6 months when we turn the duplex in to one home and have the rest of the 20% down.
Is this normal for GFE to be different than what is presented or should this be a red flag?
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