Asked by Camille, • Mon Oct 29, 2012
I'm wondering about financing options for an international couple looking to buy a home in the US (one is a US citizen and graduate student with little to no income, the other a foreigner with a steady job and pretty good income, but in a foreign country and currently no visa or anything for the US). I doubt that my income and credit could get me approved for any loan by myself, yet the kinds of loans that he seems to be eligible for as a foreigner require something like 40% down payment, which would be very difficult for us financially seeing as we would need to continue to live (and pay rent) abroad for several more years at least. Is there any way we would be able to take out a home loan together that combines my advantages as a US citizen (with access to potentially better loan terms) and his income/savings?
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