Asked by Nessa25, 90650 • Thu Apr 14, 2011
through trying to refinance our house we found out that we have a "loan modification" on our current mortgage loan. We are never late on our payment and our account is in good standing. We have never claimed bankruptcy or been close to doing so and were even unaware, when we questioned our rate spike, that we got a loan modification on our account. We have never signed anything asking for this and don't recall requesting this loan modification. We are wondering if it would benefit us to just sell this house and buy a different home with more space. Our credit is at about 675
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