Do I qualify for a first time home buyer 50K a year under a first year of a fellowship/post-doc? Thanks.

Asked by Thelma, Rohnert Park, CA Thu Sep 16, 2010

I was appointed an EPH lab fellowship at Cal. Dep. of Toxic Subs Control (Env Chem Lab) for 2010-2011 with an annual stipend paid biweekly. (it islike a post-doc basically). I dont get a W2 since it is NOT considered a salary but I do get biweekly pays and I have a year contract (which may be extended to two years). I was told I do not qualify for a first home loan due to being "self employed" and I need to wait two years under this fellowship (at which I will probably become a State employee. Any other ideas?? Should I just wait or is anyone aware of any other places that will finance a home unde my circumnstances?? I do have continuous employent history. Thanks.

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