Asked by Nickarends@yahoo.com, • Sun Feb 24, 2013
I was recently denied a VA loan. The lender tried a manual underwrite, but still couldn't get approval.
My middle credit score is 673, my debt to income is great, but I lack any open credit lines. I am an authorized user on 2 credit cards that are in great standing.
The lender Im using told me to drop the AU credit cards and to open 2-3 credit lines and try again in 3-6 months.
Im concerned that this will drop my score and also, that 3-6 months wont be sufficient history.
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