Asked by Theresa, Minneapolis, MN • Wed Mar 26, 2008
My credit is not very good, although I am trying to rebuild it. (I had a Chapter 13 bankruptcy that was discharged in 2003, and I don't want to apply for a mortgage until it is off my credit report.)
My husband has perfect credit, and decent income. Can he apply for a mortgage by himself? Can I be on the deed? Can we re-fi in the future with a joint application?
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