Asked by Ksjdt08, Tewksbury, MA • Fri Mar 15, 2013
So my husband is self employed and going for this loan by himself. We are in underwriting and today my loan officer said that because we can't prove that we had 10 k of income come from a homeowner ( no 1099 obviously, it was a homeowner ) that we either need to file taxes or get a profit and loss statement from our accountant. The underwriter has our 2010 & 2011 taxes. Why is she requesting that we also prove 2012 earnings? We have 1099's for all other income for 2012- just that one job for 10k was a homeowner job. We have cancelled checks and invoices for the job- why isn't that good enough?
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