Can i get a moortgage with 670 credit score?

Asked by Osvaldojose21, Orlando, FL Tue Dec 13, 2011

zip 32824

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Ada Sanchez, Agent, Kissimmee, FL
Thu Mar 29, 2012
Definitivamente Osvaldo, you can get a loan.
Feel free to contact me at 407-342-2664 or emamil me at

Ada Sanchez,CDPE
Certified Distressed Property Expert
Pacific Atlantic Realty Service Inc.
0 votes
Javier Rodri…, , Orlando, FL
Wed Mar 28, 2012
Absolutely! You must also meet other criteria like debt to income must be within the guidelines of the lender.

Let me know if I can assist you purchase a property. My banker can provide you a free no compromise consultation.

Javier Rodríguez, SFR
Real Estate Broker, REALTOR ®
HouseStar Realty Group Inc.
Lic: BK703443

: 407.429.5243 | Cell: 407.301.3401 | eFax: 407-830-5633
: Main Office: 1033 Semoran Blvd Suite 245 | Casselberry, FL | 32707 USA
"There are no perfect men, only perfect intentions"

0 votes
Annette Levi…, , New York, NY
Wed Dec 14, 2011
You can get a mortgage, if you have the income, down payment (if not a Vet as low as 3.5%), and debt.
If you wanted to go conventional you would be dinged (pay higher rate) for your score. FHA won't ding you.
0 votes
Kenny Martin, , Orlando, FL
Tue Dec 13, 2011
Most likely; the minimum score for FHA financing is 620, but as others have eluded to, there are other determining factors aside from credit score alone. We have several top-notch lenders that we work with that can advise you of your options, and help you find a program that most closely fits your needs. Please do not hesitate to contact me with any questions.

Happy Holidays,

Kenny Martin
Florida Realty Xperts
0 votes
Anabella Ter…, Agent, Lake Mary, FL
Tue Dec 13, 2011
Hola Jose, Que bueno encontrarlo de nuevo, si con ese puntaje puede calificar pero como mencionan mis colegas tambien cuentan otros factores, por favor no dude en comunicarse conmigo y con mucho gusto le proveere unos contactos de algunos prestamistas. El numero que yo tengo suyo creo que no esa funcionando y el email necesito lo verifique conmigo. Mi numero es 407.797.5139. Me puede enviar un texto.
0 votes
Ada Sanchez, Agent, Kissimmee, FL
Tue Dec 13, 2011
Saludos Osvaldo, Claro que si.
Llamame para discutir su caso.

Ada Sanchez
Pacific Atlantic Realty
0 votes
Antonio Vega…, Agent, Saint Cloud, FL
Tue Dec 13, 2011
Yes. With anything above 620 is likely, but credit score is not everything. You must also have enought income and depending on the kind of loan you may need to also have money for downpayment and closing cost.

Tony Vega
Charles Rutenberg Realty
0 votes
Josh Lerette, Mortgage Broker Or Lender, Lakeland, FL
Tue Dec 13, 2011
Hello Osvaldojose21,

That is a great question. And the simple answer is yes. But in todays market, or at any other time for that matter, it isn't that simple of a question. While your credit scores meet guidelines for financing there are many other factors that go into qualifying for a mortgage.

I would be happy to help you with your financing. Our company Residential Finance Corporation is a National Direct Lender with access to some of the industries lowest possible rates and more importantly service second to none. We close loans on average in about 18-20 days start to finish. We underwrite and process your loan in house so you are informed every step along the way.

I look forward to hopefully hearing from you.

Joshua A. Lerette
Senior Loan Officer
Residential Finance Corporation
800.930.7334 Ext. 1108 – Toll Free
813.402.4637 – Direct Line
727.488.7355 – Cell
888.692.5967 – Fax
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