Sasha, Real Estate Pro in WA,

Can any lenders tell me the current FNMA/FHLMC/FHA owner/investor ratio requirements? Is it now 40 percent?

Asked by Sasha, WA, Sat May 31, 2008

I am in Washington, D.C. Thank you.

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Debt Free Da…, , 85260
Sun Jun 1, 2008
It depends more on what the automated underwriter will give you. FHA doesn't do investment property. Your loan officer will just need to run the file du.
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xyz, , 02780
Sun Jun 1, 2008
just very brief answer in terms of your question;
FHA; if it goes in to Manual under writing is 43 is back ratio. however, it may go up to 50% if it is DU approve. **** FHA is only for Primary****
FNMA**** depends on conforming or jumbo; (1) Jumbo 45% is full doc 35 % for SIVA. (2) Conforming;; still depends on DU result. And it also depends on banks. There are various negotiation with banks and FNMA, therefore, each bank has various requirement.

Please email me I will send you a list of programs and products which Wachovia offer in the DC area.
My email is or call me at 415 438 0923/ 703 760 5664.

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