IMHO, there is no sense in referring this consumer to a mortgage professional. Most of us are very willing to work with consumers who have some challenges; however, with no income and no decent credit what miracles would I be able to perform. I don't have have enough hours in the day to meet with the proverbial "kindergarten borrower" (no disrespect meant to the questioner...this comment is for the respondents)...."I am in kindergarten, but I plan to go to high school, then college, then get a job, then apply for a mortgage. Can I get preapproved now".
More realistically, Angelo, contact your local HUD housing counselor non profit and work with them to repair your credit and then apply for a job. There is nothing a mortgage professional can do when there are none of the necessary components available that are needed to qualify for a mortgage.