Can I refinance my home loan if I had a short sale done on an investment property less than 2 years ago?

Asked by Reggie Dela Rosa, 89148 Sun May 18, 2014

Hi, my wife and I had a BK discharged 4 years ago. An investment property was included in the BK, but apparently our names were still on the property as owners. That property was sold back to the bank in March 2013. We were told that we had to wait at least 2 years before we could refi our primary home because of this. Is this true?

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Thu May 22, 2014
Hello Reggie,
I'd like to talk in more detail about your situation. I have many different programs that can possibly suit you, but you have a few moving parts that I would like to go over so that I can place my best foot forward. You can apply simply by clicking the link below, or call me and we can meet in my office to go over all of your options. I look forward to hearing from you.

Check me out at the link below and get your free approval today!…

Thank you for choosing City First Mortgage Services,

Nathan T. Kessler | Sr. Mortgage Loan Originator

City First Mortgage Services
8871 W Flamingo Rd Suite 202
Las Vegas, NV 89147
(C) 702.683.3126 | (F) 702.974.0848 | (O) 702-522-6743
Company NMLS # 3117 | Branch NMLS # 819501
Individual NMLS # 377217 NV #46175
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Diann Tonnes…, Agent, Las Vegas, NV
Wed May 21, 2014
Hi Reggie,

Kyle is right, there are a lot of different factors in play, depending on your current financial circumstances, that would affect your ability to do a refinance on your home.

The lender we work with has an exclusive "Fresh Start" program that allows buyers to purchase property one day out of foreclosure or short sale depending on their FICO score, income and down payment. (No other lender in town has this program.) They may also have something for a refinance of an existing home, but I would need to get you connected with them to find out.

Go to:

You can fill out the short online application form and describe your circumstances, and they can have someone contact you.

Hope this helps!

Diann Tonnesen
Berkshire Hathaway HomeServices

The Tonnesen Team - with over 30 years of experience helping families call Las Vegas "home!"
0 votes
Kyle Brennan, Agent, Las Vegas, NV
Wed May 21, 2014
Give me a call Reggie and we can talk about it. This isn't something as simple as being able to answer on here. I work with a team of experts who specialize in different area's of real estate.

Kyle Brennan
Horizon Realty Group
702 785 2526
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