Asked by Claudia1981, Los Angeles, CA • Mon May 4, 2009
I noticed on a application from a lender it asks for 2 years of W-2's and tax returns and also 2 years employment...I have only been at my job for 1 year next month and last year I wasnt working so I didnt file for taxes...I am receiving funds from a workers comp case so I was survivng but now am worried that this might hurt me when I'm trying to purchase a home. Also I am financing a car and have about 15 months left to pay off that loan I was wondering if it was true that if there is less than 10 months left its not included in the debt to ratio? If so would it be wise to pay off the 5 months to bring it to the 10 would this increase the amount that I would qualify for? Any and all advice will be greatly appreciated Thank you in advance!
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