Can I get a mortgage before H1-B Visa starts in October?

Asked by nosrevi-wb, Dallas, TX Sun Jul 14, 2013

I have been employed in the U.S. for almost two years but I'm still on F1 student visa right now. And I am planning to buy a townhouse in Dallas, TX around 220k.

I have an annual income of 42k at this moment, and I am willing to put down up to 70k. I'm confident that I can get a mortgage after my H1-B work visa starts in October, 2013. But is there a chance I can get it earlier than that? I've already found a home that I like very much and want to make an offer ASAP!

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Dixon Wong, Agent, Dallas, TX
Mon Jul 15, 2013
Hi Norsevi,

Yes you can get a home loan if you have credit. You don't have to be a citizen to get a loan.

You can call me at 214-519-9493 or email me at

I have worked with a lot of visa holders before. I would love to help you

1 vote
Kenneth "Ken…, Agent, Dallas, TX
Sun Jul 14, 2013
Contact any local lender and get real hard answers for your mortgage questions.
1 vote
Susie Kay, Agent, Dallas, TX
Sun Jul 14, 2013
Give me a call and I can have you talk to one of my lenders who works with many non US citizens.

Susie Kay, Realtor®
United Real Estate
III Lincoln Centre, 5430 LBJ Freeway #280
Dallas, TX 78240

Servicing your real estate need is my priority!
1 vote
Jim, Both Buyer And Seller, Norcross, GA
Wed Feb 4, 2015
Watch out the guy named Ricard - EI Bey.
He is a fraud. He cannot get you any loan at all. What he does is cheat your money for appraisal which he will never done. Once if he got the money, he will not answer your phone or email anymore. You can search at Georgia License website, he does not have license at all. Just a fraud.
0 votes
Richard- El…, Other Pro, Augusta, GA
Mon Oct 14, 2013
Foreign National Loans

Borrowers using TIN Okay
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Foreign Nationals {Expatriate}- NO PASSPORT {Must have valid work visa or 30% Down}
70% LTV Purchases
65% LTV Rate & Term Refinance
50% LTV Cash Out {Possible higher if financials are up to par}
Multiple properties OKAY
Corporation purchasing and refinancing OKAY

Richard- El Bey
Avarice Investments
(706) 399-7813 cell
(678) 752-8062 Office
0 votes
, ,
Mon Jul 15, 2013
With 30% down, and a good credit score, I can help you purchase in Austin. I can be reached at 210-842-4185. I have helped several buyers in your situation this year, and my loans are easy to get closed quickly.

Barbara Coker
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas
0 votes
John Broussa…, , Houston, TX
Mon Jul 15, 2013
I can help, we have several programs available for foreign nationals and borrowers relocating to USA by employer.

John Broussard
Newbridge Investments
713-777-9996 Ext 103
0 votes
Don Groff, Agent, Austin, TX
Sun Jul 14, 2013
Do you have established credit with a US SS#? If so I have helped many individuals such as yourself obtain financing. Even with less than a full 2 year history if the credit and file is strong enough.

Don Groff | REALTOR® & Mortgage Broker
Austin Real Estate Pros & 360 Lending Group
o 512.669.5599 | m 512.633.4157 |
websites: |
Web Reference:
0 votes
, ,
Sun Jul 14, 2013
I might be able to help you. I have done several buyers in this situation this year through one of my portfolio lenders. However, I need to make a determination if they will lend in Austin since they are based in San Antonio. Watch here for my answer tomorrow.

Barbara Coker
Licensed Mortgage Loan Officer
100% Home Loans All Over Texas!
0 votes
Thanks for your reply! I'm located in Dallas, I don't know why Trulia profile shows as Austin...
Flag Sun Jul 14, 2013
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