Asked by Caden, Concord, CA • Tue Dec 29, 2009
I missed out on two homes because the sellers did not meet FHA requirement of owning the property for 90 or more days. There were also homes that needed some work, but I was told by my agent in no way those homes could qualify for FHA. My mid FICO is 745. I have had a stable employment. I have 10%-15% down payment avalaible in cash and I am looking to buy a home in the low 300k to high 300k range. Is it possible for me to get a conventional loan with 10% down these days? My mortgage banker preappoved me for FHA and keeps pushing for FHA. So did a B of A mortgage person I talked to. Also what is the Debt-to-Income Ratio Limit for Conventional loans now?
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