Asked by Gil, California • Thu Sep 15, 2011
my land lord is increasing my rent from $1000 to $1200 next month. I had a 60 days past due on my student loans last oct 2008, paid charge offs in 2008, paid collection in 2009, and a disputed entry in 2008. now my fico is 620 (trans) and 629 (equifax). I am trying to increase it by 650-680 this year by paying off my one and only credit card debt of $1000 this year, and paying bills on time. my student loan is current since oct 2008 from $24k to 14K by the end of this year. i have $12k down payment from my 401k plus $5k tax refund next year and steady federal employment for 4 years with $70K annual income. i want to buy $150K house either in oakland, vallejo, pittsburg, antioch by early 2012...please help me and mom with our goal...i so HATE my landlord increasing my rent during the near holidays and not even improving any stuff in it.
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