NMLS # 6395
Financing Kentucky One Home at a Time
We offer private loans at a very low interest rate. No credit check. No stress like banks. We give business and personal loans to interested clients with very good terms and repayment duration. Contact us today for your loan.
Unfortunately, your score is very low. However, if you talk with the right lender, they can provide valuable assistance to help you bring your score back up to qualifying levels, and sooner than later. I hope this helps!
As far as your $7,000, the bank will want to know where it came from . If you saved it and have a money trail, then that's perfect. If you received it from a family member then it must be seasoned for a period of time and you must provide a notarized letter from the giver that it is not a loan and does not have to be paid back.
Keep all of your payments on time including your rent and utilities and any other monthly payment and put a little away if you can to help start building that credit score. The lender will also be able to help give you further advice on building your credit in the shortest period of time.
Then contact Theresa or Marge as they are from Kenosha and more familiar with your area than myself.
Wishing to the best in your quest for a home of your own.
The banking industry changes everyday but usually you need anywhere from a 620-640 credit score to qualify for a home loan. There is also debit to income standards as well as employment history. Then each bank has it's own over lays. However you really need to talk to a lender so you can get the best advice on how to get to the score you need. When your ready, please call me and we can go shopping for the perfect home for you!