Asked by Stevearby729, Langhorne, PA • Mon Aug 15, 2011
I currently in chapter 13, but the trustee payments has ballooned to 1500 per month, so with my mortgage and all, it just makes my house unaffordable. So, I have decided to short sale my house. I am now not sure should I refile under chapter 7 and wipe out all my debt and start new, or should i let some old debt stay on credit report? Which will I be able to get a new mortgage with sooner?
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