Asked by Rgr, San Francisco, CA • Mon Dec 22, 2008
I just got my back to lowere my interest rate from 6.5 % to 5.3% w/no closing costs for a 30 yr. fixed, conforming loan. I was happy until I read the article on the front page of the Chroncle on Friday. I looked for loan rates on my credit union's website and a couple of other places, and I don't see any 30 year fixed mortgage rates at 4.5%. (the lowest I saw is 5.25 with closing costs). Is there really such a thing, or should I be happy with what I was able to get from my bank?
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