Asked by Mike'n'michelle, 95139 • Sun Mar 23, 2008
Hello all, the title really says it all. my wife and i are looking to see if we can somehow take advantage of the current home market to MAYBE get in to a house, BUT we carry a significant amount of credit card debt. We were just curious if there were specific loan types, or options to consolidate our current debt into a new home loan. We unfortunatley had to rely heavliy on our credit card's in 07 due to the fact we just got married, AND my wife got laid off a month later :-(. she was a casualty of the current run of mortage lending companies that went under. anywys, any input would be very helpfull in steering us toward or away form housing at this time. We understand that alot of lending institutions are tightening up on there lending practices and we just wanted to test the water and get some input from some professionals before we dig deeper into the process.
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