Asked by Alvy, Wantagh, NY • Tue Jan 20, 2009
My wife and I are buying a home but since my wife has no credit whatsoever everything will be in my name. I have excellent above 720 credit and already have a pre-approval but it isn't enough. How would I benefit or not-benefit from an FHA loan? What are the key differences? Are there more/less upfront costs aside from deposit? Are there any restrictions on the house?
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