Asked by Tc, Omaha, NE • Mon Mar 2, 2009
I'm divorced 2 years and have been living in and paying the mortgage for 2 1/2 years now. Here is my problem. Prior to getting a divorce, we filed for Chap. 13 (which was discharged in Nov 08) Now I have to refinance, but because of the housing market, the loan to value ratio is such that i can't do this without a big closing cost. If I try to sell, I doubt i would be able to sell without losing money. She signed the quitclaim deed with the divorce, now all I want is to get her off the mortgage. And it seems that is going to be impossible dispite living there and paying the mortgage on my own for 2 1/2 years. Any ideas?
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