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Home Buying in Farmington : Real Estate Advice

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  • Local Info3
  • Home Buying14
  • Home Selling0
  • Market Conditions5

Activity 18
Thu Sep 7, 2017
Moriziocompany asked:
Thu Apr 14, 2016
Doodsiecup asked:
Why is this happening? The high cost of condo association fees that rise overtime; territory tax along with property taxes? My research also shows a land lease fee. I'm looking to…
0 votes 0 Answers Share Flag
Sun Jul 26, 2015
Alex Montelongo Real Estate Group answered:
Are the areas far from each other? Do your research here on Trulia. Look at the agent/broker profiles and decide which ones to interview. I would speak to a few and then choose one from there. Let the Agent tell you why you should use them. Any experienced agent will know how to answer that question.

All the best,

Alex Montelongo/Broker
Coldwell Banker Star Realty
562-810-7387 Cell
BRE Lic #01456982
... more
0 votes 1 answer Share Flag
Sat Feb 8, 2014
SP_Farmington answered:
I meant to say $2500 as my overall debt from all 4 accounts (credit card) in my original question.

Per my reading, as long as i can close the transaction before 1 year of my visa expiry which is Oct 2014, i should be good for the mortgage - Is this correct ?

How does the point accumulation work ? If i get pre-approved for certain amount of $$$ say in 1 month, can i start saving money in the account every month to accumulate points (i read 1 point = 1% of the loan).

Does my plan below work:
- Apply for a mortgage, get pre-approved
- Start saving money in the loan account or the approving CU's account to get as much as possible for down payment so i can bring down the interest rates (but i cant make it 20% down)
- Look for properties in the meanwhile and close once we find the right property.

I would like to work with local agents that can assist me in the right way.
... more
0 votes 1 answer Share Flag
Tue Nov 5, 2013
Danielle Livorsi answered:
Hello, I'm a Realtor located in Farmington. I also reside here for over a decade and I'm very familiar with the school systems, the town and surrounding areas. I would love to help you and guide you through your search for homes. I'm available anytime, please don't hesitate to call me with any questions you may have 860-751-4698. You can also read a little more about me at www.daniellelivorsi.bhhsneproperties.com ... more
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Sat Sep 14, 2013
Rob Giuffria, GMS answered:
Wed Aug 21, 2013
Carol Presutti answered:
Having a radon mitigation issue (working) is a good thing as your home will never have an issue. And in the Farmington and WH area radon is a problem.
0 votes 3 answers Share Flag
Thu Jul 4, 2013
lb1373 answered:
The longer you wait for the "perfect" score the higher the rates will go. It's six of one and hal a dozen of another. Once you're in then you can play the interest rate game. Not to mention, you will be helping your credit score by paying your loan on time. (I believe that most people are responsible.) Go to a lender and you may be pleasantly surprised. Steve Tessler at Raveis Mortgage: 860-471-8264 or Greg Ward at Ward Kilduff Mortgage: 860-658-7100. If you need an agent, feel free to contact me: 860-481-9728. ... more
0 votes 4 answers Share Flag
Tue Jun 11, 2013
lb1373 answered:
Hi Ralwala:

My property is surrounded by a conservation easement. Usually it is because of wet lands that are located on the land. There is a setback, meaning you can not disturb the ground a certain number of feet away from the beginning of the easement. You will be limited with what you can do on your land. Read the Property MAP and Schedule A of the deed of the property you are interested in. It is public information and you can find this at the town hall in the vault of the town clerk's office. You can make copies for a small fee.

With wet lands it is not that there is an actual pond or swamp on the land, it could be considered wet because of the consistency of the soil. Meaning the soil takes a long time to drain. That said, you will have your share of mosquitos.

So, is it okay? Yes. Just be aware and read the Property Map and your Schedule A so you know what you can and can not do. Some maps will allow you to remove no more than 2 trees a year and some you can not remove any. Remember that a dead tree that houses a colony of ants can find their way into your home from over 200 feet away. (I was told that by my pest control guy.) Again, read the Property Map and the Schedule A.

Hope this helps.

Best,
Linda M. Byrne
... more
0 votes 2 answers Share Flag
Sun Jan 6, 2013
Maria Cipollone answered:
Is crucial that you shop around for a mortgage broker that can explore all your financing options. Mortgage broker have access to many banks, private lenders and different programs. Like you mention on your questions, you are not being able to save money paying $1300.00 per month. I am sure that a mortgage broker can tell you exactly how much mortgage payment you can afford and if you can be able to buy in the near future.

Best of Luck,

Maria Cipollone
Century 21 Tenace
www.Flahomespecialist.com
... more
1 vote 11 answers Share Flag
Wed Apr 18, 2012
Amanda Albert answered:
Farmington is fabulous and you will love it here. Are you relocating for your job?
The first step would be to speak to a lender and determine the amount that you qualify for a mortgage. Then we will discuss your wants and needs, then tour and then...you are on your way to your new home.
I can highly recommend Sylvie Fillion at NEMoves Mortgage for the pre-approval. She is at 860-231-2600. Tell her I sent you.
Give me a call when you are ready. I am looking forward to meeting you....Amanda 860-916-2744.
... more
0 votes 8 answers Share Flag
Tue Apr 17, 2012
Brent Bell answered:
Welcome to Connecticut! It is easy to be confused in this state. First, we have personal property tax on cars which is odd to many people moving in. Second, we love our basements. We hope that they are dry and have tall enough ceilings to be finished someday. We usually like it if there is direct access from the outside either by hatch or walkout door. You are right to assume that a house built on a slab with no basement will sell for less and take longer to sell in most cases than a house with a basement.

Good luck with your search!
... more
0 votes 13 answers Share Flag
Sun Mar 6, 2011
Satified Owner answered:
Farmington West Estates has about 45 homes delivered. Not all home sites are back to back. The lots may not be large but offer all included lawn cutting as well as the entire landscape requiring the owners to only water their lawns and shrubs. The driveways are also along with the stairs and front stoops included plowed and shoveled without the owners having to do any of this snow clearing. There is an entire new exterior look of color and other exterior treatments that you might find in homes in the mid $550,000.00 plus range not to mention superior size rooms and Kitchens in every home which are 4 Bed Room homes. There are only two, three Br homes in the entire Development. You can see from driving by the Development and through the Development what it will be. It offers easy access to I 84 any time of day. Put this together with a trail that leads from the property to a great spring through Fall Walking trail plus a pond stocked with Trout in the spring. It will be simple for the family that want a Superior School System, low property taxes, absolute Quality Construction with Emery Savings a major consideration to adore Farmington West Estates prices in the Mid $400,000.00 range. ... more
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Thu Dec 23, 2010
Julie Nearing answered:
I am a Farmington Agent and can help you locate a condo in town. email me at Julie@visionofct.com I would be happy to help!
0 votes 4 answers Share Flag
Sun Jan 24, 2010
Julie Nearing answered:
Below is the link to meadow farms where you can find information about the complex. Let me know if you would like a showing, as I am a local agent and can help you out. You can also visit my site at www.JulieNearingRealtor.com to look at house listings. ... more
0 votes 1 answer Share Flag
Thu Jan 14, 2010
Elizabeth Herbert answered:
What about Farmington are you particularly concerned about? (Schools, property values, etc.)

Here's the town's website link:

http://www.farmington-ct.org/
0 votes 1 answer Share Flag
Mon Sep 14, 2009
Amanda Albert answered:
There could be many reasons why people change residence. A big one that I have found is that folks are being relocated out of the state by their employers. Another reason could be that they want a house instead of a condo. They could have outgrown the space and then, of course there is maybe they can't afford the place anymore and have to sell.

Each sale has its own story, so you can't say there is only one answer. If you are interested in buying in either community, I would be happy to take you on a tour. I know them both and think they are lovely.

Just give me a call at 860-916-2744.

Amanda
... more
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