(Continued)..... I bought my house in 2004ish for $189,900. Currently I believe it is worth about $120,000 to $130,000. I am in the middle of a very nasty divorce and she is trying to take me for everything I have and so much more. I work for the Federal Govt and possess a security clearance required to continue my employment. After the first temporary hearing of the divorce, the judge has ordered me to pay amounts and for things I would NEVER have the ability to pay. The only thing my lawyer and I can come up with is to do a DIL or Short Sale to get me out from under it. Although I don't think a Short Sale will be possible without doing a TON of work to it. Still won't be able to pay for everything but it will get me a lot closer.