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Home Buying in Fairfield County : Real Estate Advice

  • All43
  • Local Info4
  • Home Buying24
  • Home Selling2
  • Market Conditions5

Activity 555
Sun Jun 18, 2017
John Burke answered:
Hi Howard,

The short answer is not really. If anything a new inquiry on your credit report might cost you 2 or 3 points but that's about it.

Allow me to throw my hat in the ring.


Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
jburke@gpbankTX.net
Apply Online: https://secure.smartapp1003.com/102471/?loanofficerid=106115
(877)228-9069
NMLS# 787231
http://www.trulia.com/mortgage-lender-profile/MTG%20Banker/#reviews
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Thu Jun 15, 2017
Doverdpat asked:
Fri Jun 9, 2017
Bnazrin786 asked:
Hi
We are about to make an offer on house in condo community .Its been in market for 9 months may be.Its also income restricted until 2020. It was built in 2000 but has polybutylene…
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Wed May 17, 2017
Shannongeronimo answered:
Does anyone have information on the Rivington Hills litigation? I see the issues with units built by WCI back in 2008 - 2010 but this is 2017 and Toll Brothers own it now. Just wondering what the litigation is and if it is something to keep from buying a unit that was built in 2012.
Thanks in advance if anyone is still paying attention to this site
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Tue May 16, 2017
Sally Grenier answered:
Any and all properties are going to have one issue or another. Even with new construction you can find problems, including mice. This is why you have an inspection done. And hopefully you have a good Buyer's agent working for you who can either negotiate to have the issues fixed or negotiate a lower purchase price and have the problems fixed yourself.

If a little thing like mice and termites are a big issue for you, then maybe you're not cut out for buying a home. What happens when you have a pipe burst, or the roof leaks? Or the furnace dies in the middle of the winter? In my mind there are a lot bigger fish to fry than some small pests! Good luck to you!
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Mon May 15, 2017
Kathy Burgreen answered:
In order to make the search easy, do not put a maximum price - leave it blank and let the highest price say "Max". Then sort homes from "low to high or high to low. You need to know that Fairfield County is expensive and homes located in the top rated school districts and close to the MetroNorth train station will command the highest asking prices. Sellers will not negotiate because the area is worth millions.

So what is your budget? As a former realtor, a typical home in one of the top rated school districts in Fairfield County and close to MetroNorth has an average asking price of $1 - 2 million. If your budget is under $1 million, you will need to sacrifice something - either school district, further away from Metro North or the home itself.

In Conn. it's the law that you need to be pre approved by a lender or have proof of funds before a realtor will show you any homes.
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Thu May 4, 2017
Angelica P answered:
Hi,

I apologize we have false foreclosure information listed on our home details page. This data is provided to us from Zillow foreclosures and we currently do not have the ability to edit or remove the information that they are sending us.

Please be advised that I have created a ticket to Zillow Consumer Care to request the removal of the foreclosure status from your property. Once the status is removed from Zillow, it will automatically update to Trulia after 24-48 hours.



Thank you for using Trulia!

Angelica
Consumer Care Advocate
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Thu Apr 27, 2017
Isabella answered:
Richard is correct, most of us even who desperately want or need a home do not feel financially secure. Those of us whose spouses have left us or who lost a job or are caring for elderly parents, or all three, while putting young people through college, are absolutely swamped with feelings of financial insecurity and dread. To say you have corrected prices over 30% still doesn't correct for the 100% sometimes artificially inflated prices from 2003, when many of us bought. Now we've lost those homes or an additional household income and with the loss of the nest egg, our life savings. And many of us have lost our jobs due to downsizing and nothing else. Try getting another at 51 years old when competing with 25 years olds. Committed, smart, hard-working, well-educated people who have massive medical bills are seen as failures rather than the failure clearly being in the lack of affordable health care. Things are still upside down from a moral perspective, and where realtors and mortgage lenders lost their credibility it's hard to regain trust until there is a surplus again, not a want. ... more
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Mon Apr 3, 2017
Angelica P answered:
Hi,

I have emailed you regarding this.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
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Sat Mar 25, 2017
Dianepollack asked:
Fri Mar 24, 2017
mistievn answered:
Thu Mar 16, 2017
81alesia20 asked:
Sun Mar 5, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

If you are buying the home and not living in it then it would be considered an investment property.

The rates on an investment properties are a bit higher than a home you would buy as your primary residence but it's not extreme.

There is no "first time home buyers rate" so you have nothing to worry about there.

It's tough to explain more without having more details on the purchase but if you would like to get in touch with me I can se if I can help you.

We have an office in Branford, CT as well so if you need to see someone in person I can set that up for you.
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