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Fairfield : Real Estate Advice

  • All17
  • Local Info0
  • Home Buying8
  • Home Selling1
  • Market Conditions3

Activity 17
Thu Sep 15, 2016
Danyel Dutcher asked:
This question was asked from this property:
0 votes 0 Answers Share Flag
Fri May 6, 2016
Maria Tsabrova Buyers Rebate answered:
You should be able to see that info in Homes Details on the property page
0 votes 1 answer Share Flag
Sun Mar 2, 2014
Maria Camacho-Castro answered:
Yes, this property is located in a flood zone. Kindly contact me if you are interested in purchasing in Fairfield, NJ. Thank you.
0 votes 2 answers Share Flag
Tue Aug 27, 2013
Nick Castelli answered:
This home is in a flood zone however some of the homes on this street are not in a flood zone. Being a long time resident of the street (and ironically knowing the neighbor). 45 Carlos has not gotten any water (as per the owner)

I'd be glad to help you with any of your real estate needs!

Nicola "Nick" Castelli
Upton Realty Group
Direct: 917-819-1487
SMART Fax : 917-819-1487
... more
0 votes 4 answers Share Flag
Thu Aug 15, 2013
Marc Paolella answered:
Definitely, that's a definite Zone AE flood hazard area. I would not buy there if it were me. Flooding in NJ is becoming all too frequent, so flood zones are a big red flag these days.
0 votes 5 answers Share Flag
Sat Mar 23, 2013
Brian Diehl answered:
Hello Petra,
The property at 233 Little Falls Road in Fairfield requires flood insurance (if you buy the house with a mortgage). It is not currently on the market.

If you are not currently working with a Realtor, I'd be glad to give you some assistance.

You can call or text me any time and I'll be glad to help.

Brian Diehl
Prudential New Jersey Properties
West Essex Office
... more
0 votes 1 answer Share Flag
Tue Feb 19, 2013
Jill Stewart answered:
Hi Jamie,

Yes, Brook Street is in a flood zone.

Are you looking for a home in the Fairfield area? I will be happy to help you find something!

Jill Stewart, Sales Associate
Realty Executives Exceptional
... more
0 votes 1 answer Share Flag
Wed Jan 23, 2013
Rosemarie answered:
What streets/areas in Fairfield NJ DO NOT flood at all?+
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Wed Jan 23, 2013
Keith Jean-Pierre answered:
Dear Laurie:

Fox HIll Road in Fairfield, NJ is considered a high risk flood area for flood insurance purposes. Hope this information helps. Good luck with your search and let me know if I can be of any further assistance. ... more
0 votes 1 answer Share Flag
Tue Jan 22, 2013
John Davis answered:
This property is part of a high risk floord area. I can help you run this or any flood determination search for a fee of $15.00 I use a service for this which has accurate results which are fully insured.

Feel free to contact me on my direct number 973-944-5038 or
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Sun Jul 8, 2012
Jane Shebroe answered:
Fairfield is about 20 minutes from NYC. It is a very nice town, although there are some areas that flood. School statistics are available online, however most schools will not discuss what they have to offer unless you are already a resident of the town because the school districts don't want people shopping for the best school districts to move into.
I would ask parents of kids in each school district to get the pros & cons. I have noticed that some schools focus more on academics and some schools focus on sports, so that's one thing you might want to ask about.
Please check out my Home Buyers Checklist & Advice:

Best of luck!
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0 votes 3 answers Share Flag
Thu May 24, 2012
Donald Stevens answered:
You may be thinking of insurance that is paid as part of your mortgage payment. Mortgage companies may set up an escrow account that you pay as part of your mortgage payment and they forward the insurance money to the insurance company. It is still your insurance policy even though the mortgage company sends the check.

Sometimes when homeowners let thier policies lapse the mortgage company will get a policy that is called "forced place insurance". Those polices are obtained by the mortgage company to protect thier interest in the house but you still pay for it. They will increase your mortgage payments to offset the cost. Remember, forced place insurance only protects the banks interest even if you are the one paying for it. It is always better and almost always less expensive to shop around and purchase your own policy. You get way better coverage for a lot less.

Donald Stevens
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Tue May 8, 2012
Marsha Bowen Washington answered:
If you stop making payments, neither the mortgage company or servicer gets paid. The exception in most cases is the lender will continue to pay the property taxes and hazard insurance on the property if you fail to keep coverage. ... more
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Mon Jul 4, 2011
Jane Shebroe answered:
I have found to be very accurate for a quick flood check. Although, you should always have a flood certification done before purchase.
There are different types of flood zones depending one how likely they are to flood and how much water they will get. However, a flood "zone X" does not require flood insurance because it has not flooded in at least 100 to 500 years, or maybe ever; it is just on the out-skirts of the actual flooding areas.

Best of Luck!
... more
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Sun Dec 5, 2010
Murray Robertson answered:
Consider Boonton. There are a number of properties that currently have businesses on the first floor and residential appts on the upper floors.
0 votes 7 answers Share Flag
Fri Aug 20, 2010
Janice Corsilli answered:
You have to make sure that they have DEP approvals to build. The property is in the flood zone and you cannot build the house with a baseme nt. It has to be built with either a crawl space or a slab. Also, when they get approvals from the DEP usually they gave the state plans for a particular house. If so, you can only build that house on that lot. With the approval you need to check to see if "fill credits" are included in the purchase price. This is an extra charge for fill (soil) that has to be purchased from a specific supplier.

good luck
... more
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