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30213 : Real Estate Advice

  • All29
  • Local Info9
  • Home Buying15
  • Home Selling2
  • Market Conditions0

Activity 23
Tue Nov 8, 2016
Mmarierandall54 answered:
Does Ga. Law require a longer wait for a home buyer who did a 5 yrs. Ago chap. 7.
0 votes 9 answers Share Flag
Sat May 14, 2016
Basmith asked:
I have been looking at this home for months ,I would very much like to rent this home with the possibilty of buying at a later date.I live in Dallas Georgia and I work in Lithia Springs…
0 votes 0 Answers Share Flag
Thu May 5, 2016
Miami Taylor asked:
I don't need much room 2 to 3 bedrooms 2 1/2 baths I just don't have money for closing cost and I am ready to move
0 votes 0 Answers Share Flag
Mon Apr 4, 2016
Logansmomi10 answered:
Is it possible to get a house if my score is below 600? Also if I don't have a down payment. I am a teacher.
0 votes 4 answers Share Flag
Tue Feb 16, 2016
Roslind Clark asked:
Fri Nov 27, 2015
Nanorealtek answered:
It gonna be a challenge to pull that off; its worth giving it a try so contact me so we can discuss your options with our financial partner.

Best Regards,

Everyone has a right to own a Home
... more
0 votes 1 answer Share Flag
Fri Mar 20, 2015
Londell Fleming answered:
Hello, I am not aware of the credit or restoration guidelines that the rental companies use. However, I would recommend checking with these three companies:,, and ... more
0 votes 1 answer Share Flag
Tue May 20, 2014
Jared OBrien answered:
We also cover closing costs and only require $500 earnest money to lock in a home today.
0 votes 5 answers Share Flag
Fri Apr 11, 2014
Marion Webb answered:
One of the determining factors around time would be when you completed Chapter 7. Ask a mortgage professional because I believe the clock is based on when and how you completed your Chapter 7 discharge as opposed to filing date. ... more
0 votes 5 answers Share Flag
Fri Apr 11, 2014
Marion Webb answered:
My area of expertise lies in homes South of the City. This would include Fayette, Henry, Clayton, Coweta and South Fulton counties to name a few. Cities located in these areas include Fayetteville, Peachtree City, Senoia, Tyrone, McDonough, Hampton, Lovejoy, Rex, Ellenwood, Riverdale, Jonesboro, Newnan, College Park, East Point, Fairburn, Union City, Hapeville, Cascade, Camp Creek. Contact me if I can be of assistance. ... more
0 votes 11 answers Share Flag
Fri Jan 10, 2014
Rodney Mason answered:
Doing a lease purchase/rent to own can be a very risky for a Buyer. I do not suggest doing lease purchases/rent to own. There are simply way too many things that can go wrong with one from either side.

In order to do true owner financing, the owner must own the property free and clear of any mortgages. Very few sellers are going to be in that position.

If the property currently has a mortgage on it, the owner cannot legally transfer the title to a buyer without the mortgage first being paid in full. Most all mortgage loans have a due on sale clause. This due on sale clause requires that the mortgage be paid in full should a title transfer occur.

The buyer is also at great risk on a lease purchase transaction should the seller quit making their mortgage payments. Right now, many sellers cannot afford to make their mortgage payments or simply chose not to continue making them. I have seen where the buyer is making their rent payment, but then the owner is not paying the mortgage. The next thing the buyer knows is that the home is in foreclosure. That means the buyer will generally not get back any of the money they have given as earnest money or security deposits.

It is also a big risk on the buyer. If your credit is not where it needs to be now, there is no possible way of you knowing it will be acceptable in a set amount of time.

Before entering into any type of agreement like that, the buyer needs to make sure that they fully understand the potential pitfalls that could arise. Should the seller default on the mortgage, the buyer could lose ALL of the money that they have invested. Until you are able to purchase, renting is generally the safer option.

Working with a knowledgeable and seasoned loan officer is critical in today's market. Getting Pre-Qualified is the only way for you to find out your options to see if purchasing might be a possibility for you. To get Pre-Qualified for your purchase, you can submit your request online at to get started.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
... more
0 votes 1 answer Share Flag
Mon Feb 25, 2013
E. Sledge answered:
Hello Larry,

My name is Edna Sledge, I am a licensed real estate professional.
I actually relocated from Chicago and have practiced real estate for 20 years.
It would be my pleasure to assist you with your real estate endeavors.

Please call 770 906-1222
or you may email me at:

Edna Sledge
Bob Wood Realty of Atlanta
... more
0 votes 2 answers Share Flag
Fri Nov 9, 2012
Olhead54 answered:
I live in Phila. Pa. Just brought a home in Fairburn in October. You must buy the home as an investment property, and yes you have to put 20% DOWN!!!
0 votes 4 answers Share Flag
Tue Aug 7, 2012
Rukiya Sims answered:
I would be more than happy to assist you with your search. I hope to hear from you!

Rukiya Sims, REALTOR
Better Homes and Gardens Real Estate Metro Brokers
1075 Fairburn Road Suite 109
Atlanta, GA 30331
404.843.2500 Office
678.587.4382 Direct Line
404.590.3551 Cell
404.954.3270 Fax
... more
0 votes 3 answers Share Flag
Sun May 6, 2012
allan erps,ABR,SFR answered:
There is new legislation out to hopefully shorten the decision of the Banks negotiator to 30-60 days. In these parts that would make start to finish about 90+ days.
0 votes 5 answers Share Flag
Wed Nov 2, 2011
Michael Hammond answered:
There are five homes for sale in Lexington Park currently, Jerome, with one pending. If you would like for me to send you electronic flyers of these properties, please forward me your email address and I will get them over ASAP. If you'd like to visit and check out the amenities, please call and I will arrange a walk through. Good Luck!

Michael Hammond
... more
0 votes 1 answer Share Flag
Tue Nov 1, 2011
Ruby answered:
Mr. Wheeler, the realtor represented the owner of the house and later claimed he never knew any of thiis. I just share my experience and the experience of those that I KNOW this also happened to so that the person coming from another state won't be a victim and will know what questions to ask and what to look for. This occurred even as recent on last week's news. Err on the side of caution. ... more
0 votes 15 answers Share Flag
Mon Jan 10, 2011
Wanda Britton answered:
Contract pending simply means an offer has been accepted, and they are waiting for closing. Yes you can submit an offer, but it will be only held as an back up offer if for some unforseen mishap occur and closing does not happen, and this does happens quite often. (sometimes buyers changed their minds, and sometimes loans fall through). ... more
0 votes 4 answers Share Flag
Tue Jun 22, 2010
Michael Hammond answered:
Try contacting the board of directors of the HOA, Sandra. Someone there should be able to address any questions or concerns of voting rights or any other issues you have.

Michael Hammond
... more
0 votes 1 answer Share Flag
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