To be honest with you it is unlikely that you will find such a deal in Farilawn. I work the area - my office is a couple of miles west of there and I know of no sellers that are offering a deal like this in the town. Because of the decling market it would be very unlikely that a seller would contemplate going ahead with a deal like this. It is also something that is quite uncommon in this part of the country.
If lack of down payment is your worry the FHA programs for first time buyers are pretty generous when it comes to that but you have to realise that with all that has been going on the banks are very reluctant to lend to home buuyers with less than good credit.