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Evergreen Park : Real Estate Advice

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  • Local Info0
  • Home Buying10
  • Home Selling0
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Activity 14
Mon Apr 24, 2017
Eherrera6082 asked:
I have asked for 203k loan, hired HUD consultant. Do I need to do all work with same contractor? Or can I do things like windows and railings desperately since no licenses are required for…
0 votes 0 Answers Share Flag
Tue Apr 15, 2014
Keith Jean-Pierre answered:
Call the number on the ad you saw. Posting on here won't get you any information.
0 votes 1 answer Share Flag
Mon Feb 10, 2014
Yes hello Janice, sorry I just saw this post. Here is my info:

Ashley Pimentel
Market Place Mortgage
Lombard, IL 60148
Phone: (630) 217-7013
0 votes 1 answer Share Flag
Sun Feb 9, 2014
Suzanne Hamilton answered:
Janice. here are your first two challenges FHA loans do not allow major fixer uppers . they have to meet several minimum criteria . so what you would really be looking for is something that has to be cosmetically updated . depending on compensating factors you may be able to get something now or with a few things paid off maybe quickly in 60 days . definitely possible please feel free to contact me and I will put you in touch with my lender he is very aggressive and often can do these harder loans . ... more
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Tue Aug 6, 2013
Good afternoon Alexandra,

I’m no real estate agent, just a humble Mortgage Banker, but I can give you some guidance on your search for the right rental apartment.

In my experience in the real estate trade, I’ve discovered that the consumer is best served by adopting some simple strategies, whether you’re buying a home, selling one, or renting an apartment.

First: remember that real estate agents work on commission. The better quality agents---and those with the most experience---will be testing you from the initial contact to determine if you’re serious and will commit to using their services. Why? Because real estate is like any other business; you don’t sit at a table in a restaurant to read the menu without actually buying food at some point. It’s the same concept: the experienced real estate professional has to earn a living by renting apartments to serious and qualified prospective renters.

Therefore, the smart consumer should be well-prepared and committed to respecting the real estate professional’s time. Prepare yourself with three fundamentals: amenities, location, and price.

Know your requirements for the apartment you wish to rent in terms of amenities (one bedroom versus three bedrooms; elevator building or private house), location (proximity to public transportation or need for parking), and price. If you present yourself as well-prepared you’ll have a better chance of working with an experienced agent who will work hard to find you the right apartment.

Second, start with the internet---especially stay “local.” Here on you can easily find a local professional by clicking on “FIND an AGENT” at the top of this page. There you can hone in on a seasoned professional in exactly the area where you wish to rent your apartment.

TRULIA provides exceptional tools to help you as a consumer understand the quality of the professional you’re working with. Read the agent’s profile; check out the recommendations from previous clients; get to know the level of experience of the agent and the areas that agent covers.

Third, real estate agents are prevented by Federal regulations from answering certain types of questions. They cannot discuss schools or school districts, crime statistics, and a variety of other issues prohibited by Fair Housing regulations. If your agent is vague when you ask certain types of questions, now you know why.

Finally, demonstrate your level of seriousness to your real estate agent. Show up on time for your appointments to view apartments. If you’re required to submit documents for the Landlord to review with your rental application, get them into your agent’s hands pronto. Not only does this help you potentially get one step ahead of a competing renter, but you’ll be viewed by the Landlord as a responsible renter. Landlords prefer responsible renters, don’t they?

I hope that helps you improve the results of your search for an apartment, and helps you with a better quality experience.

Trevor Curran
NMLS #40140

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
... more
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Fri Feb 15, 2013
Alison Hillman answered:
HI there-

Here is the listing:

You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an agent, just click on the yellow button on the property's Trulia listing and you will be able to start a dialogue.

Please let me know if you have any questions or if I can help with anything else. I am happy to be a resource for you. Good luck with the search!

Ali, Trulia Voices Community Manager
... more
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Tue Feb 5, 2013
David Johnson answered:
Contact me at 773 979-7107 for a list of rentals in that area. I do know of one that is available right now. Im looking forward to speaking with you.

David Johnson
Broker Associate
US Realty, Inc.
773 979-7107 Cell
708 201-0290 Fax
... more
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Thu Apr 12, 2012
Chinows2005: The down payment offered for a home would be determined on your finances at the time plus your plans for the future. The "average" downpayment for any area could be determined by past sales. My suggestion is this ... contact a mortgage lender to discuss the personal options open to you regarding a home purchase. If I can be of assistance, please contact me at your convenience. Best of luck ... ... more
0 votes 2 answers Share Flag
Wed Oct 26, 2011
Hello Winter,
It's a great time to purchase and yes there are programs available for st time buyer's to assist with both closing costs, and down payment. Give me a call and I can share in detail with you how they work.

Cecelia Marlow
Chicago Bancorp
312-738-6294 direct
... more
0 votes 6 answers Share Flag
Tue Aug 31, 2010
Hi C Wilson,
I am a Mortgage Banker with Chicago Bancorp and we will be hosting 2 workshop series next week, September 9th and 11th. The first one focuses on Credit and the second on Homeownership. We have partnered with a Financial Advisor from Edward Jones who will also talk about how your overall financial plan fits into this area of life. If you'd like to register feel free to give me a call. Congratulations on taking the first steps! You can also register for Free on our website.

Cecelia Marlow
Chicago Bancorp
Mortgage Banker
... more
0 votes 7 answers Share Flag
Fri Jan 15, 2010
Wayne Beals answered:
We had a shortsale deal close last year, where the bank covered the buyers closing cost, so it is possible. I agree that the chances are less.

In addition to the typical 2-3% (prepaids, tax stamps, etc) you may find that you will have to cover the expense of a survey and other items that the seller would traditionally cover, but may be unwilling to. A closing date can also be somewhat unpredictable, making financing deadlines and rate locks more challenging.

Best of Luck

Wayne Beals
Keller Williams Chicago Consulting Group
... more
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Tue Jul 28, 2009
Pko answered:
looking at a 3 bedroom, at least 1.5 bath, no teardown in the mt. greenwood/evergreen park area... currently looking at vacant lots... it'd be pretty much bare bones in terms of upgrades, because i know that i can do any upgrades (flooring, tile, etc) on my own in order to save the money on them... appliances would need to be included ... more
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Wed May 20, 2009
Voices Member answered:
I did find this............
0 votes 12 answers Share Flag
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