Hi Vanessa, It would depend on the Chapter (7 or 13) of bankruptcy you filed and the reason. If the reason for the bankruptcy isn't due to an allowable extenuating circumstance it could be at least two years before you could qualify for a mortgage. That's unless you're paying cash then it's a moot point. If I can answer any add'l questions, I'd be happy to help. Best wishes otherwise, Kimberly Lawson, Licensed Mortgage Loan Originator - Ohio only. Contact and licensing information can be found on my profile.